Savings Accounts


When considering a financial institution, many factors may be considered. One of the highest factors for consideration is safety and soundness. While we may have seen many institutions once considered, “Too big to fail” actually fail, California Bear Credit Union has stood the test of time to become one of the few considered strong and safe. Additionally, to become a member of the Credit Union, you must open a new regular savings account for a minimum of $25 and this will enable you to become eligible for the many products and services we have to offer. We also offer a variety of other savings products to meet your needs.


Holiday Club Savings Account

Every year, after the Holidays, you tell yourself you’re going to do it. Don’t get caught short when it comes to spreading your Holiday cheer. Avoid the last-minute holiday rush by planning ahead. It’s convenient and easy with a Holiday Club Account from California Bear Credit Union. Save a little every payday in your Holiday Club Account and before you know it, you’ll have a nice bundle ready for all your Holiday needs.

With a Holiday Club Account, you determine your savings goal and simply make regular deposits throughout the year. You can also set up automatic deposits whenever you get paid. Your Holiday Club funds will be transferred automatically to your savings account in time for holiday shopping.


Youth Accounts

“Getting Started” Program

Just starting out? The young people in your life need the everyday financial products to help get them going. California Bear Credit Union offers a special program designed to meet all the needs every young adult has, from everyday regular purchases to maintaining their accounts online or from virtually anywhere they’re connected. Here’s a glimpse of the products they need to get started:

  • Savings account (To begin their membership with California Bear CU)

  • Freedom checking account

  • eBear Online Home Banking

  • VISA Debit Card


Teddy Bear Savings Account

It’s never too soon to teach the children in your life the value of money and the Credit Union is here to help. Saving towards a specific goal, or just putting their money away and watching it grow are all great examples you can set for your children or grandchildren. Nieces and nephews too. Activities and tools make saving fun, and help you teach your youngsters the importance of saving. An initial deposit of $25 gets your child started with a Teddy Bear savings account. Plus, you can even set up regular deposits transferred from your California Bear Credit Union account or set up payroll deductions.


Savings Account Rates

Account Balance APY**
Up to $9,999.99 0.050%
$10,000.00 - $49,999.99 0.100%
$50,000.00 or more 0.150%

To learn more about which type of savings account is right for you, please click on the links on the right for more detailed information or for current rates, please click on the Account Rates link.

If you have questions or need help, please call us at (800) 954-BEAR (2327).