Certificate of Deposit Accounts 

Perhaps you have some funds you know you won’t be using for a while and would like to earn a better rate than our Regular Savings account. We have a variety of Certificates of Deposit available with terms of up to 5 years, and a minimum opening deposit as low as $1,000. Dividends are paid monthly and can be withdrawn, transferred or left in the Certificate to compound.

Certificate Rates

Term Annual Percentage Yield (APY)
30 Day 0.070%
3 Month 0.120%
6 Month 0.160%
12 Month 0.250%
24 Month 0.401%
36 Month 0.652%
48 Month 0.954%
60 Month 1.176%

For more information, or to open a Certificate of Deposit account, contact a Member Service Officer today at (800) 954–BEAR (2327).