Account Rates 


Checking (Share Draft) Account Rates

  • Premium Plus Checking Account

    Minimum to Open APY**
    $25 0.050%
  • Silver Bear Checking Account

    Minimum to Open APY**
    $25 0.050%

Savings (Share) Account Rates

  • Regular Savings Account

    Account Balance APY**
    Up to $9,999.99 0.050%
    $10,000.00 - $49,999.99 0.100%
    $50,000.00 or more 0.150%
  • Holiday Club Savings Account

    Account Balance APY**
    Up to $9,999.99 0.050%
    $10,000.00 - $49,999.99 0.100%
    $50,000.00 or more 0.150%
  • Youth Savings Account

    Account Balance APY**
    Up to $9,999.99 0.050%
    $10,000.00 - $49,999.99 0.100%
    $50,000.00 or more 0.150%

Money Market Account Rates

  • Money Market

    Account Balance APY**
    $10,000.00 - $49,999.99 0.125%
    $50,000.00 or more 0.200%

Certificate Rates

  • Certificates

    Term APY**
    30 Day 0.070%
    3 Month 0.120%
    6 Month 0.160%
    12 Month 0.250%
    24 Month 0.401%
    36 Month 0.652%
    48 Month 0.954%
    60 Month 1.176%

Individual Retirement Account (IRA) Rates

  • IRA Savings (Share) Accounts

    Type of IRA Savings APY**
    Traditional 0.100%
    Roth 0.100%
  • IRA Certificates

    Term APY**
    12 Month 0.250%
    24 Month 0.401%
    36 Month 0.652%
    48 Month 0.954%
    60 Month 1.176%