Choose from a wide range of Home Equity products
A Cal Bear Home Equity Loan is a great option for life's major purchases. Whether you're looking for a way to finance home improvements, tuition, or consolidate debt, a Cal Bear Home Equity Loan can turn your dreams into reality. If you have an owner-occupied home in California, you may take advantage of these great loan features:

• Flexible terms, now 5, 10, & 15 years.
• Maximum loan to value limits, now up to 90%* of appraised value, minus any liens.
• Increased loan amounts, now up to $350,000

Easy Access As You Need It
The Cal Bear Home Equity Line-of-Credit is a revolving line of credit based on the available equity in your home. Once approved, it is ready when you are - use it now or in the future.

Apply now.

Mimimum APR is currently the Prime Rate (as published in the Wall Street Journal on the first business day of the quarter) minus .50%. The maximum APR is 6.00% over your fully indexed APR.

Any applicable closing costs will be disclosed at the time the loan application is submitted. Closing costs are not included in the APR.

Rate changes are subject to the schedule disclosed in your loan agreement.