When life happens, Cal Bear has you covered with affordable insurance and protection plans for added peace of mind. 

Accidental Death & Dismemberment (AD&D)
As a Cal Bear member, you can receive $2,000 worth of no-cost AD&D insurance. We also offer additional coverage up to $300,000 at affordable group rates. Call (877) 607-4376 Monday – Friday 7 a.m. - 8 p.m., Saturday, 8:30 a.m. - 5 p.m., Central Time for more information.

Auto Insurance
With our MEMBERS^® Auto Insurance program you have access to great auto loan insurance.  A change in jobs, marital status, or even driving a different car could qualify you for members-only discounts. We offer many discounts, too, even if your situation hasn’t changed. For a free quote call 1-800-779-7905. Monday – Friday 7 a.m. – 1 a.m., Saturday 7 a.m. – 11:30 p.m., and Sunday 9 a.m. – 10 p.m. Eastern Time

Guaranteed Auto Protection (GAP)
GAP covers you if the market value of your vehicle is less than the loan balance and the vehicle is damaged beyond repair. Talk to a Cal Bear representative today about our very affordable GAP program. 

Identity Theft Prevention
on average, every 2.8 seconds someone has their identity stolen. Identity theft is a complicated crime and you need a comprehensive solution. Cal bear offers IdentitySecure  - a protection program that provides access to benefits and services that prevent, detect and resolve identity theft-related issues. For details and to enroll CLICK HERE.
NOTE: Existing IdentitySecure customers can service their IdentitySecure account by calling 866-990-SECURE (7328).

Mechanical Breakdown Protection
Mechanical Breakdown Insurance is an economical way to supplement and extend your basic manufacturers' warranty. Our plan costs considerably less than those at auto dealerships. We could save you hundreds of dollars.

Term Life Insurance
Term life insurance is designed to fill the financial needs of your family in the event of your death. It's a smart way to protect those you care about the most. Call (877) 636-2377, Monday – Friday 7 a.m.-9 p.m., Saturday 8 a.m. -4 p.m., Central Time for more information.