Please fill-out the application completely to avoid delays in the credit evaluation process. When you have completed the form, press the submit button to send your application to Cal Bear CU for processing. A Member Services Representative will contact you regarding your request.

Tell us about your loan application

* = Required field
* Will there be a co-applicant on this loan application? Yes No
* Purpose of loan
* Loan amount desired $
* Term (in years)
* How will your title be vested?
* Do you want automatic payments?
Yes No

Tell us about yourself

NOTE: IF MARRIED, YOU MAY APPLY FOR A SEPARATE LOAN. NO SPOUSAL INFORMATION IS REQUESTED EXCEPT IF YOU ARE MARRIED AND RESIDE IN A COMMUNITY PROPERTY STATE OR IF COMMUNITY PROPERTY WILL BE USED TO REPAY THE LOAN. A NON-APPLICANT SPOUSE IN A COMMUNITY PROPERTY STATE MUST INDICATE THEIR FULL NAME AND SOCIAL SECURITY NUMBER. ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED AS A BASIS FOR DETERMINING CREDIT WORTHINESS.

PRIMARY APPLICANT (Member)

* = Required field
* Member Account Number
 
* Last Name
* First Name
* Middle Name
* Social Security Number
- -
* Drivers License Number
* Date of Birth (mm/dd/yyyy)
/ /
* Are you a US Citizen
Yes No
If no, are you a Resident Alien?
Yes No
New Address
Yes No
* Street Address
* City
* State
* Zip Code
* Number of years at this address
* Purchase Price $
* Purchase Date (mm/dd/yyyy)
/ /
* Estimated value $
* Amount Owed (1st/2nd TD)
* Monthly Payment $
* Number of Dependents (excluding self)
* Home Phone
* Work Phone
* Employer Name
* Employer Address
* Your Occupation
* Job Start Date
* Gross Monthly Salary (must provide verification)
* Previous Employer
*Previous Occupation
* How Long At Previous
Additional Income (must provide verification) $
* Have You Ever Declared Bankruptcy?
(If "YES" must furnish written explanation)
Yes No
* Are Any of Your Debts Past Due?
Yes No
* Have You Ever Had Any Unpaid Judgements?
Yes No

CO-APPLICANT (Must be spouse)

IF A COMMUNITY PROPERTY STATE RESIDENT AND NOT A CO-APPLICANT, SPOUSE MUST COMPLETE FULL NAME AND SOCIAL SECURITY NUMBER ONLY.
Married Separated Unmarried
CO-Applicant's Name
Social Security Number
- -
Drivers License Number
Date of Birth (mm/dd/yyyy)
/ /
CO-Applicant's Employer
Employer Address
Phone Number
Occupation
How Long
Gross Monthly Income $
Have You Ever Declared Bankruptcy?
(If "YES" must furnish written explanation)
Yes No
Are Any of Your Debts Past Due?
Yes No
Have You Ever Had Any Unpaid Judgements?
Yes No

Please read before submitting application

CONSENT AUTHORIZATION: By submitting below, we hereby give my/our consent to have California Bear Credit Union to obtain any and all information concerning our employment, checking and/or savings accounts, obligations and all other credit matters which they may require in connection with my/our application for a loan. I/We understand that additional documentation may be required to process this request.

OCCUPANCY STATEMENT: By submitting below, I/we do certify that my/our intent in seeking this loan is to obtain financing on my/our home to be used as my/our primary residence. I/we recognize that any loan made pursuant to this application is contingent upon owner occupancy, and agree that (1) failure to occupy the property as provided in this certification shall constitute a default under the terms of the loan, and (2) in case of such default, I/we must upon recall of the loan immediately pay the full balance of the loan any other amounts to which the financial institution is entitled upon default.

Voluntary information for government monitoring purposes

If this loan is for housing purchase, construction, rehabilitation or refinancing of a housing accommodation, the following information is requested by the State of California and the Federal Government to monitor this financial institution's compliance with the Housing Discrimination Act Equal Credit Opportunity Law, and Fair Housing Law. The law provides that a financial institution may neither discriminate on the basis of this information nor on whether you choose to furnish it. Furnishing this information is optional. If you do not wish to furnish this information, please check below. This association is required to note the race and sex on the basis of sight and/or surname if the applicant(s) chose not to do so.
I chose not to supply this information Applicant Co-Applicant
Applicant
Race/National Origin/Sex
Male Female
American
American Indian,
Alaskan Native
Hispanic
Asian, Pacific Islander White
African American/Black  
Other
 
CO-Applicant
Race/National Origin/Sex
Male Female
American
American Indian,
Alaskan Native
Hispanic
Asian, Pacific Islander White
African American/Black  
Other


BY SUBMITTING THIS ELECTRONIC APPLICATION:

You agree that by submitting below and by using or authorizing another to use the Account, you will be bound by the terms and conditions of the applicable California Bear Credit Union Agreement (which will be given to you if your application is approved and before the first transaction is made).

(800) 954-BEAR (2327)   
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