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Please fill-out the application completely to avoid delays in the credit evaluation process. When you have completed the form, press the submit button to send your application to Cal Bear CU for processing. A Member Services Representative will contact you regarding your request.

What type of credit are you applying for? (select as many as apply)

Credit Card Options
Traditional Visa-No Frills
Traditional Visa-Rewards
Platinum Visa
* = Required field if corresponding loan option is checked
Loan Options Amount desired
Term (Yrs)
New/Used Vehicle *$
RV/Boat *$
Motorcycle *$
Vacation *$
Signature/Line of Credit *$
Other *$

Tell us about your loan application
* = Required field
* Will there be a co-applicant on this loan application? Yes No
* Do you want automatic payment?
Yes No
OPTIONAL INSURANCE
Insurance options are not required to obtain credit and will be included only if requested by the applicant. Disclosures will be furnished prior to funding. By requesting insurance, you are authorizing the Credit Union to add charges for insurance to your loan each month as they become due. You have the right to stop this authorization.
* Check for requested coverage
 I request Single Credit Life Insurance
  I request Joint Credit Life Insurance
  I request Credit Disability Insurance
  I do not request Credit Insurance

Tell us about yourself
NOTE: IF MARRIED, YOU MAY APPLY FOR A SEPARATE LOAN. NO SPOUSAL INFORMATION IS REQUESTED EXCEPT IF YOU ARE MARRIED AND RESIDE IN A COMMUNITY PROPERTY STATE OR IF COMMUNITY PROPERTY WILL BE USED TO REPAY THE LOAN. A NON-APPLICANT SPOUSE IN A COMMUNITY PROPERTY STATE MUST INDICATE THEIR FULL NAME AND SOCIAL SECURITY NUMBER. ALIMONY, CHILD SUPPORT OR SEPARATE MAINTENANCE INCOME NEED NOT BE REVEALED IF YOU DO NOT CHOOSE TO HAVE IT CONSIDERED AS A BASIS FOR DETERMINING CREDIT WORTHINESS.

PRIMARY APPLICANT (Member)

* = Required field
* Type of Credit
 Individual Credit Joint Credit
* Marital Status
Complete the following if you reside in or are relying on property in a community property state such as California, or if you are applying for secured credit or a joint account.
Married Separated Unmarried
* Member Account Number
* Last Name
* First Name
* Middle Name
* Social Security Number
 - -
* Drivers License Number
* Date of Birth (mm/dd/yyyy)
 / /
Do you: Rent Own
* Street Address
* City
* State
* Zip Code
* Number of years at this address
* Home Phone
* Number of Dependents (excluding self)
* Email Address
* Employer Name
* Employer Address
* Employer Phone
* Your Occupation
* Job Start Date
* Gross Monthly Salary (must provide verification)
Additional Income (must provide verification)
* Closest Relative Not Living With You
* Relative's Street Address
* Relative's City
* Relative's State
* Relative's Zip
* Relative's Home Phone
* Have You Ever Declared Bankruptcy?
(If "YES" must furnish written explanation)
Yes No
* Are Any of Your Debts Past Due?
 Yes No
* Have You Ever Had Any Unpaid Judgements?
 Yes No

CO-APPLICANT
Last Name
First Name
Street Address
City
State
Zip Code
Home Phone
Relationship to Primary Applicant
Social Security Number
 - -
Drivers License Number
Date of Birth (mm/dd/yyyy)
 / /
Employer Name
Employer Phone
Occupation
How long at this employer
Gross Monthly Salary $
Have You Ever Declared Bankruptcy?
(If "YES" must furnish written explanation)
Yes No
Are Any of Your Debts Past Due?
 Yes No
Have You Ever Had Any Unpaid Judgements?
 Yes No

Current Debts
Debts
Monthly Payment
Current Balance
     I am interested in home equity/refinancing

     I am interested in transferring my card balances
 
 
 
 
*Total:
 
In addition to rent/mortgage, list all other debts (for example, auto loans, credit cards, second mortgage, home assoc. dues, alimony, child support, auto insurance, IRS liabilities). Please use a separate line for each credit card and auto loan. Please note: Income verification and other information may be required.

Please read before submitting

BY SUBMITTING THIS ELECTRONIC APPLICATION:
You certify that this statement is submitted to obtain credit.

You certify that all information herein is true and complete. "You" and "Your" mean each and all of the applicants listed above.

You certify the accuracy of the information given in this application and you will notify the Credit Union in writing immediately if there is any change in your financial condition. It is a violation of Section 1014, Title 18, U.S. Code, to make a false statement or overvalue security for the purpose of influencing the action of any federally insured credit union.

You authorize the Credit Union to gather whatever credit, employment information, tax returns and related information from the Internal Revenue Service that the Credit Union considers appropriate from time to time (you understand that this will assist, for example, in determining your eligibility for renewal of credit and additional extensions of credit). You authorize the Credit Union to give information concerning your credit experience with us to others. You understand and agree that the Credit Union may retain this application and any other credit information the Credit Union may receive.

You agree that by submitting below and by using or authorizing another to use the Account, you will be bound by the terms and conditions of the applicable California Bear Credit Union Agreement entitled: A) Closed-End Note, Disclosure Statement, Loan and Security Agreement and Truth-in-Lending Disclosure or B) Personal Line of Credit Loan Account Application and Agreement, or C) VISA Credit Card Agreement and Disclosure (which will be given to you if your application is approved and before the first transaction is made).

(800) 954-BEAR (2327)   
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